- Real-Time Rating available: Mon. – Thur.: 6:30 a.m. – 11:00 p.m.; Fri. – Sat.: 6:30 a.m. – 10:00 p.m.; Sunday: 12:00 – 9:00 p.m.
- Auto rating is not integrated with the Registry of Motor Vehicles so make sure all incidents are added.
- All quotes are subject to underwriting review/approval.
|Lookup By License||Cannot retrieve and validate driver history using a license number|
|Lookup By Vin||Cannot retrieve and validate vehicle history using a full VIN|
|Clue Reporting||Does not run a Clue Report (which takes into account at-fault and not-at-fault accidents as part of the rating criteria) as part of the Real-Time Rating process|
|Eligibility||Does not determines if the risk is eligible or ineligible during the Real-Time Rating process with the exception of eligibility based on incidents entered in SinglePoint |
|Renewal Rating||Does not quote renewal rates within SinglePoint|
|Effective Dates||Can quote prior rate filings further than 30 days back|
|Motorcycle Rating||Quotes motorcycle risks in SinglePoint|
|Out of state Garaging||Does not quote vehicles garaged out-of-state|
|Out of state Drivers||Does not handle drivers with out-of-state experience in a unique manner|
|Agency Codes||Requires specific agency code info in order to generate a real-time quote|
|Modification of Limits||Changes unoffered limits entered in SinglePoint to its closest offering and present a rate|
|Credit||Carrier does not run a credit report during the Real-Time Rating process|
|Coastal Lookup||Carrier runs a Risk Meter (distance to coast) or similar mapping tool for the dwelling location|
|Plan Selection||Carrier does not assign the appropriate plan based on underwriting criteria|
|Modification of Limits||Carrier changes unoffered limits entered in SinglePoint to its closest offering and presents a rate|
|Agency Code||Carrier requires you to enter an agency code in order to use Real-Time Rating|
|Eligibility||Carrier does not determine if the risk is eligible or ineligible during the Real-Time Rating process|