Foremost ARS
- Real-Time Rating available: Monday through Saturday, 6:00 a.m. – 3:00 a.m., and Sunday, 6:00 a.m. – 11:59 p.m. EST
Vehicle tab
- Foremost ARS is only able to quote Private Passenger and Pickups (not Motorcycles)
- The number of vehicles must be less than or equal to 6.
- The Salvage Title option is located in the Additional Coverages section of the SinglePoint screen, underneath the vehicle limits.
Driver tab
- Residence state must be Massachusetts
- The number of drivers must be less than or equal to 7.
Client Info screen
- On the Client tab, the Primary insured (and, if applicable, Secondary) First Name, Last Name and Date of Birth must match those in the Driver Tab.
Quote Info screen
- Foremost ARS is not able to quote a backdated policy. If you enter a prior date, Foremost ARS will change it to calendar effective date. Also, Foremost ARS is able to quote 90 days forward from the current calendar date.
- Auto
- Home
Lookup By License Can retrieve and validate driver history using a license number Lookup By Vin Can retrieve and validate vehicle history using a full VIN Clue Reporting Runs a Clue Report (which takes into account at-fault and not-at-fault accidents as part of the rating criteria) as part of the Real-Time Rating process Eligibility Determines if the risk is eligible or ineligible during the Real-Time Rating process Renewal Rating Quotes renewal rates within SinglePoint Effective Dates Does not quote prior rate filings further than 30 days back Motorcycle Rating Does not quote motorcycle risks in SinglePoint Out of state Garaging Quotes vehicles garaged out-of-state Out of state Drivers Does not handle drivers with out-of-state experience in a unique manner Agency Codes Does not require specific agency code info in order to generate a real-time quote Automatic updates of Agency Codes Does not automatically import and save your agency codes Modification of Limits Changes unoffered limits entered in SinglePoint to its closest offering and present a rate Foremost ARS
- Real-Time Rating available: Monday through Saturday, 6:00 a.m. – 3:00 a.m., and Sunday, 6:00 a.m. – 11:59 p.m. EST
- If Credit Check Authorization under General Endorsements is selected, a credit report will be run during the quoting process, otherwise a default of CW (average) will be used.
- Quotes may be rated with an effective date up to 90 days from the current calendar date, however quotes may not be backdated. If a prior effective date is used, it will be changed to the current calendar date.
- Loss type may impact premium, please make sure all loss detail is accurately entered for the past 5 years.
- Not all SinglePoint coverage limits and deductible options are supported in Foremost ARS; the closest available limit will be rated. You may refine the selection once you bridge the quote if different combinations are preferred.
- Platinum endorsement is designed for the policyholder who wants a greater level of Homeowners protection and is available on all form types (HO3, HO4 and HO6).
Credit Carrier runs a credit report during the Real-Time Rating process Coastal Lookup Carrier runs an LIA service to verify the dwelling location Plan Selection Carrier assigns the appropriate plan based on underwriting criteria Modification of Limits Carrier changes unoffered limits entered in SinglePoint to its closest offering and presents a rate Agency Code Carrier does not require you to enter an agency code in order to use Real-Time Rating Eligibility Carrier determines if the risk is eligible or ineligible during the Real-Time Rating process
