- Real-Time Rating available: Monday through Saturday, 6:00 a.m. – 3:00 a.m., and Sunday, 6:00 a.m. – 11:59 p.m. EST
- At this time, only Drivers with valid RMV responses using active MA licenses can be rated accurately.
Lookup By License Can retrieve and validate driver history using a license number Lookup By Vin Cannot retrieve and validate vehicle history using a full VIN Clue Reporting Does not run a Clue Report (which takes into account at-fault and not-at-fault accidents as part of the rating criteria) as part of the Real-Time Rating process Eligibility Does not determine if the risk is eligible or ineligible during the Real-Time Rating process Renewal Rating Quotes renewal rates within SinglePoint Effective Dates Does not quote prior rate filings further than 30 days back Motorcycle Rating Does not quote motorcycle risks in SinglePoint Out of state Garaging Quotes vehicles garaged out-of-state Out of state Drivers Handles drivers with out-of-state experience in a unique manner Agency Codes Does not require specific agency code info in order to generate a real-time quote Automatic updates of Agency Codes Does not automatically import and save your agency codes Modification of Limits Changes unoffered limits entered in SinglePoint to its closest offering and present a rate
- A manufactured rate is calculated based on the rating manual and logic we receive from the carrier
Supplemental Heat Surcharge
- Supplemental Heat Surcharge, which used to be applied on Endorsements, now is triggered by adding a secondary heat source on the Dwelling tab.
Credit Carrier does not run a credit report during the Real-Time Rating process Coastal Lookup Carrier does not run Risk Meter (distance to coast) or similar mapping tool for the dwelling location Plan Selection Carrier does not assign the appropriate plan based on underwriting criteria Modification of Limits Carrier does not change unoffered limits entered in SinglePoint to its closest offering and presents a rate Agency Code Carrier does not require you to enter an agency code in order to use Real-Time Rating Eligibility Carrier does not determine if the risk is eligible or ineligible during the Real-Time Rating process