Main Street America

Lookup By License		Can retrieve and validate driver history using a license number
Lookup By Vin		Cannot retrieve and validate vehicle history using a full VIN
Clue Reporting		Does not run a Clue Report (which takes into account at-fault and not-at-fault accidents as part of the rating criteria) as part of the Real-Time Rating process
Eligibility		Determines if the risk is eligible or ineligible during the Real-Time Rating process
Renewal Rating		Does not quote renewal rates within SinglePoint
Effective Dates		Does not quote prior rate filings further than 30 days back
Motorcycle Rating		Quotes motorcycle risks in SinglePoint
Out of state Garaging		Does not quote vehicles garaged out-of-state
Out of state Drivers		N/A
Agency Codes		Requires specific agency code info in order to generate a real-time quote
Automatic updates of Agency Codes		Does not automatically import and save your agency codes
Modification of Limits		Changes unoffered limits entered in SinglePoint to its closest offering and present a rate

Main Street America will automatically return two rates: National Grange Mutual – Standard and Main Street of America – Standard (if the risk qualifies).
The Plan Summary Screen will automatically open to the details for NGM Standard. At the top of the Plan Summary screen, you can toggle between NGM Standard and MSA Standard. The toggle is available even if no quote was provided for MSA Standard so that you can read the carrier notes explaining why the risk did not qualify. In cases where both plans were quoted, you have the option to Submit either to the carrier.

Credit		Carrier runs a credit report during the Real-Time Rating process
Coastal Lookup		Carrier runs a Risk Meter (distance to coast) or similar mapping tool for the dwelling location
Plan Selection		Carrier does not assign the appropriate plan based on underwriting criteria
Modification of Limits		Carrier changes unoffered limits entered in SinglePoint to its closest offering and presents a rate
Agency Code		Carrier requires you to enter an agency code in order to use Real-Time Rating
Eligibility		Carrier determines if the risk is eligible or ineligible during the Real-Time Rating process