NGM/Main St. America

  

NGM/Main St. America

  • Real-Time Rating available: Monday through Saturday, 6:00 a.m. – 3:00 a.m., and Sunday, 6:00 a.m. – 11:59 p.m. EST
  • Auto
  • Home
  • Lookup By LicenseCan retrieve and validate driver history using a license number
    Lookup By VinCannot retrieve and validate vehicle history using a full VIN
    Clue ReportingDoes not run a Clue Report (which takes into account at-fault and not-at-fault accidents as part of the rating criteria) as part of the Real-Time Rating process
    EligibilityDetermines if the risk is eligible or ineligible during the Real-Time Rating process
    Renewal RatingDoes not quote renewal rates within SinglePoint
    Effective DatesDoes not quote prior rate filings further than 30 days back
    Motorcycle RatingQuotes motorcycle risks in SinglePoint
    Out of state GaragingDoes not quote vehicles garaged out-of-state
    Out of state DriversN/A
    Agency CodesRequires specific agency code info in order to generate a real-time quote
    Automatic updates of Agency CodesDoes not automatically import and save your agency codes
    Modification of LimitsChanges unoffered limits entered in SinglePoint to its closest offering and present a rate
  • NGM/Main St. America

    • Real-Time Rating available 24 hours a day, seven days a week

    Multiple Quotes

    • NGM will automatically return two rates: National Grange Mutual – Standard and Main Street of America – Standard (if the risk qualifies).
    • Both quote results will display on the NGM carrier row in the Premium Panel:
    • The Plan Summary Screen will automatically open to the details for NGM Standard. At the top of the Plan Summary screen, you can toggle between NGM Standard and MSA Standard. The toggle is available even if no quote was provided for MSA Standard so that you can read the carrier notes explaining why the risk did not qualify. In cases where both plans were quoted, you have the option to Submit either to the carrier.
    CreditCarrier runs a credit report during the Real-Time Rating process
    Coastal LookupCarrier runs a Risk Meter (distance to coast) or similar mapping tool for the dwelling location
    Plan SelectionCarrier does not assign the appropriate plan based on underwriting criteria
    Modification of LimitsCarrier changes unoffered limits entered in SinglePoint to its closest offering and presents a rate
    Agency CodeCarrier requires you to enter an agency code in order to use Real-Time Rating
    EligibilityCarrier determines if the risk is eligible or ineligible during the Real-Time Rating process