Progressive – Boston Software

Six-month Premiums: Unlike other carriers in SinglePoint, Progressive will list a six-month premium for each vehicle. However, the total premium displayed in the premium panel will still be an annual premium.

Driver 1: Driver 1 must be set to Insured.
Accidents and Violations can’t be listed as “Unknown.” You must enter type of violation: Major or Minor.
Driver exclusions must be on all vehicles: Progressive does not allow you to exclude a driver on only some of the vehicles on a quote.

If length of time at the current address is less than two months, you must enter a Previous Address on the Client Info screen.

Lookup By License		Can retrieve and validate driver history using a license number
Lookup By Vin		Cannot retrieve and validate vehicle history using a full VIN
Clue Reporting		Does not run a Clue Report (which takes into account at-fault and not-at-fault accidents as part of the rating criteria) as part of the Real-Time Rating process
Eligibility		Determines if the risk is eligible or ineligible during the Real-Time Rating process
Renewal Rating		Does not quote renewal rates within SinglePoint
Effective Dates		Does not quote prior rate filings further than 30 days back
Motorcycle Rating		Does not quote motorcycle risks in SinglePoint
Out of state Garaging		Quotes vehicles garaged out of state but not all vehicles on a policy can be garaged out of state
Out of state Drivers		Handles drivers with out-of-state experience in a unique manner
Agency Codes		Does not require specific agency code info in order to generate a real-time quote
Automatic updates of Agency Codes		Does not automatically import and save your agency codes
Modification of Limits		Changes unoffered limits entered in SinglePoint to its closest offering and present a rate

Real-time rating is available 24/7. While not expected, interruptions might occur during system updates Thursday and Saturday evenings from 5 – 11 p.m.

Progressive bundles coverage for both Liability and Property. You must select Escaped Liquid Fuel-Liability for the coverage. When you select this endorsement, the premium is based on a tank inside on masonry and includes $200,000 Aggregate Limited Liability and $50,000 Property Remediation.
When you submit the business to the Progressive system, the basement type will default to “None.” You must elect the type of basement (none, unfinished, partially finished, fully furnished). The limit you selected in SinglePoint will carry over, and Progressive will apply the correct premium.

Credit		Carrier runs a credit report during the Real-Time Rating process
Coastal Lookup		Carrier does not run Risk Meter (distance to coast) or similar mapping tool for the dwelling location
Plan Selection		Carrier does not assign the appropriate plan based on underwriting criteria
Modification of Limits		Carrier changes unoffered limits entered in SinglePoint to its closest offering and presents a rate
Agency Code		Carrier does not require you to enter an agency code in order to use Real-Time Rating
Eligibility		Carrier determines if the risk is eligible or ineligible during the Real-Time Rating process. If ineligible, a rate will not be returned