Safeco

  

Safeco

General

  • At this time only New Business quotes can be rated for Safeco.
  • Motorcycles must be rated separately from cars.
  • Safeco determines an average rating factor for all rated drivers and then automatically applies that factor to all vehicles. You don’t need to assign drivers to specific vehicles.

Driver tab

  • Safeco does not allow you to exclude an operator on only some of the vehicles on a quote. Exclusion must be on all vehicles.

Carrier Options tab

  • Safeco has four Coverage Levels – Essential, Enhanced, Superior and Ultra. If you don’t select one, Safeco defaults to the Essential level.
  • Auto
  • Home
  • Lookup By LicenseCan retrieve and validate driver history using a license number
    Lookup By VinCan retrieve and validate vehicle history using a full VIN
    Clue ReportingDoes not run a Clue Report (which takes into account at-fault and not-at-fault accidents as part of the rating criteria) as part of the Real-Time Rating process
    EligibilityDetermines if the risk is eligible or ineligible during the Real-Time Rating process
    Renewal RatingDoes not quote renewal rates within SinglePoint
    Effective DatesDoes not quote prior rate filings further than 30 days back
    Motorcycle RatingQuotes motorcycle risks in SinglePoint without other vehicles
    Out of state GaragingQuotes vehicles garaged out-of-state
    Out of state DriversDoes not handle drivers with out-of-state experience in a unique manner
    Agency CodesRequires specific agency code info in order to generate a real-time quote
    Automatic updates of Agency CodesDoes not automatically import and save your agency codes
    Modification of LimitsChanges unoffered limits entered in SinglePoint to its closest offering and present a rate
  • Dwelling tab

    • Heat type affects the rate but is not required. If you don’t answer this, Safeco will default to Gas and provide a message.
    • Roof type affects the rate but is not required. If you don’t answer this, Safeco will default to Asphalt Shingle and provide a message.

    Endorsements tab

    • Foundation Type affects the rate but is not required. If you don’t answer this, Safeco defaults to Basement and provides a message.
    • Number of baths affects the rate but is not required. If you don’t answer this, Safeco will default to a number based on other information provided (square footage, # stories, etc.) and will provide a message.
    • Safeco Coverage Levels:You can select Level 1, 2, 3, or 4. If you don’t choose a level, Safeco defaults to New Quality Plus.
    CreditCarrier runs a credit report during the Real-Time Rating process
    Coastal LookupCarrier runs a Risk Meter (distance to coast) or similar mapping tool for the dwelling location
    Plan SelectionCarrier does not assign the appropriate plan based on underwriting criteria
    Modification of LimitsCarrier changes unoffered limits entered in SinglePoint to its closest offering and presents a rate
    Agency CodeCarrier requires you to enter an agency code in order to use Real-Time Rating
    EligibilityCarrier determines if the risk is eligible or ineligible during the Real-Time Rating process