Vermont Mutual

  

Vermont Mutual

  • Real-Time Rating available 24×7
  • Auto
  • Home
  • Lookup By LicenseCan retrieve and validate driver history using a license number
    Lookup By VinCan retrieve and validate vehicle history using a full VIN
    Clue ReportingDoes not run a Clue Report (which takes into account at-fault and not-at-fault accidents as part of the rating criteria) as part of the Real-Time Rating process
    EligibilityDetermines if the risk is eligible or ineligible during the Real-Time Rating process
    Renewal RatingQuotes renewal rates within SinglePoint
    Effective DatesCan quote prior rate filings further than 30 days back
    Motorcycle RatingDoes not quote motorcycle risks in SinglePoint
    Out of state GaragingQuotes vehicles garaged out-of-state
    Out of state DriversDoes not handle drivers with out-of-state experience in a unique manner
    Agency CodesDoes not require specific agency code info in order to generate a real-time quote
    Automatic updates of Agency CodesDoes not automatically import and save your agency codes
    Modification of LimitsChanges unoffered limits entered in SinglePoint to its closest offering and present a rate
    • Real-Time Rating is available Monday through Saturday, 7:00 a.m. – 8:00 p.m.

    Discounts

    • Superior Home Discount applies to owner-occupied primary or secondary homes. This includes homes that are one or two family, newly constructed, or substantially updated within the last 25 years, including new plumbing, wiring, heating and roof. Home must be insured 100% to value. Minimum Coverage A limit is $200,000.
    CreditCarrier runs a credit report during the Real-Time Rating process
    Coastal LookupCarrier runs a Risk Meter (distance to coast) or similar mapping tool for the dwelling location
    Plan SelectionCarrier does not assign the appropriate plan based on underwriting criteria
    Modification of LimitsCarrier changes unoffered limits entered in SinglePoint to its closest offering and presents a rate
    Agency CodeCarrier does not require you to enter an agency code in order to use Real-Time Rating
    EligibilityCarrier determines if the risk is eligible or ineligible during the Real-Time Rating process